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Posted: Monday, December 4, 2017 8:45 AM


PROPERTY NEWS: A guide to blockchain at MBA Annual & Credit report web site BELOW

It seems like everywhere you turn, theres a news story about the power of the blockchain to help mortgage businesses transform digital assets. However, some of us in the industry are still perplexed and skeptical about the technology. How does it work? How do you separate the reality from the hype? What are practical things that can be done right now?

What is Blockchain?

Blockchain is a distributed ledger technology that was originally built to support Bitcoin. However, this technology is grown far beyond the original Bitcoin use, becoming the next significant technology leap of our generation. Innovative companies are using it today to explore collaboration, auditability, and compliance improvement across many industries, including Mortgage.

Factoms practical blockchain solutions creates a digital process that allows each party to retain their documents, files and data securely within their data centers and simultaneously share these documents securely with others. Documents or data files are registered into the Factom blockchain, they become permanent evidence for the files. The registration cannot be removed or altered, making the original information independently verifiable and auditable, and providing a perfected audit trail for any changes.

Factoms solutions combine the cutting edge concepts of of blockchain with the innovative Harmony data layer to further tailor the solution to meet each each business scenario. Lead by experienced mortgage veterans, Factoms solution is the fastest and most effective way to benefit from blockchain, today. Using our blockchain solution reduces risk and cost, saves time, and provides immutability of your data assets.

Here are some of the areas where Factoms solutions can impact your business :

Consumer disclosures and acknowledgements
Credit and risk underwriting
Mortgage and credit assets sales/securitization
Mortgage servicing, bankruptcy and foreclosure
Regulatory audits and litigation support
Intrigued? Find out more about the technology everyone is talking about, and discover how it can change your business for the better. Visit Factom or email them at

SOURCE: Factom Inc.

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